The Equifax Data Breach: What should I know?

Steps to take to help protect information from being misused:

  • Visit Equifax’s website,
  • Find out if your information was exposed. Click on the “Potential Impact” tab and enter your last name and the last six digits of your Social Security number.
  • Whether or not your information was exposed, Equifax is offering U.S. consumers a year of free credit monitoring and other services.

Other steps to take to help protect yourself after a data breach:

  • Check your credit reports from Equifax, Experian, and TransUnion—for free—by visiting
  • Consider placing a credit freeze on your files. A credit freeze makes it harder for someone to open a new account in your name. Credit freezes cost $5 in ND & MN.
  • Monitor existing credit card and bank accounts closely for charges you don’t recognize.
  • If you decide against a credit freeze, consider placing a fraud alert on your files. A fraud alert warns creditors that you may be an identity theft victim and that they should verify that anyone seeking credit in your name really is you.
  • File your taxes early — as soon as you have the tax information you need, before a scammer can. Tax identity theft happens when someone uses your Social Security number to get a tax refund or a job. Respond right away to letters from the IRS.

Visit to learn more about protecting yourself after a data breach

Adapted from Seena Gressin, “The Equifax Data Breach: What to Do,” Federal Trade Commission, September 8, 2017,

This information is provided to educate consumers about precautions that can be taken if they are impacted by the Equifax data breach. The breach is not related to Bank Forward Your information with Bank Forward, Insure Forward and Tax Forward is safe and secure.

Provided by Bank Forward, Member FDIC. Sept. 2017