How do I Opt Out of Unsolicited Credit Offers

Tired of receiving prescreened credit and insurance offers? You’ve got options.

Opt Out for 5 Years:

Call toll free 1-888-5-OPT-OUT (1-888-567-8688) or visit This is the office phone number and website operated by the major consumer reporting agencies.

Opt Out Permanently:

You may begin the permanent Opt-Out process online at To complete your request, you must return the signed Permanent Opt-Out Election form, which will be provided after you initiate your online request. .

No Internet Access?

Send a written request to permanently opt out of prescreened offers to each of the major consumer reporting companies. Make sure your request includes your home telephone number, name, Social Security number, and date of birth.


Opt Out

P.O. Box 919

Allen, TX 75013


Name Removal Option

P.O. Box 505

Woodlyn, PA 19094

Equifax, Inc.


P.O. Box 740123

Atlanta, GA 30374

Innovis Consumer Assistance

P.O. Box 495

Pittsburgh, PA 15230