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Plan For Your ‘Someday’ With These 3 Easy Ways To Save

Working hard, paying bills, and putting money aside for your needs and wants in the “now” are so often automatic in our day-to-day lives – so why aren’t we thinking about or planning for the future?

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Pay now or pay later: replacement cost vs. actual cash value

Here in the midst of new home buying and homeowners claims season, I’m commonly asked to explain replacement cost versus actual cash value coverage. Here’s some general discussion on the difference—and benefits of each. This is for general information purposes only; as always, please consult your local trusted insurance agent regarding your individual situation.

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Tips for Preventing Elder Financial Abuse

Reprinted from ICBA.org

 

June 15 is World Elder Abuse Awareness Day, and the Independent Community Bankers of America® (ICBA),  the Senior Housing Crime Prevention Foundation (SHCPF) and the nation’s more than 6,000 community banks are providing tips for preventing the disturbing trend of elder financial abuse.

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Summertime fun…are you insured correctly?

Oh, how we North Dakotans eagerly wait for the time of the year when we do not have to bundle up with scarves, mittens, coats, etc.  You know the drill if you are from the upper Midwest…when the time comes to walk out of your house and you dropped 10 pounds and didn’t have to do anything, you know it’s time for fun in the sun.

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Top 10 Tips to Know if You Get a Letter from the IRS

The IRS mails millions of notices and letters to taxpayers each year. There are a variety of reasons why we might send you a notice. Here are the top 10 tips to know in case you get one.

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