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Tips for Preventing Elder Financial Abuse

Reprinted from


June 15 is World Elder Abuse Awareness Day, and the Independent Community Bankers of America® (ICBA),  the Senior Housing Crime Prevention Foundation (SHCPF) and the nation’s more than 6,000 community banks are providing tips for preventing the disturbing trend of elder financial abuse.


Bank/Insure Forward 2015 scholarship winners announced

Bank Forward President Tom Watson and CEO/Insure Forward President Mark Brown are pleased to announce the winners of $500 educational scholarship awards from Bank/Insure Forward in 2015.   We wish our scholarship winners the best of luck in their future goals!



Summertime fun…are you insured correctly?

Oh, how we North Dakotans eagerly wait for the time of the year when we do not have to bundle up with scarves, mittens, coats, etc.  You know the drill if you are from the upper Midwest…when the time comes to walk out of your house and you dropped 10 pounds and didn’t have to do anything, you know it’s time for fun in the sun.


Renae Johnson earns CPIA designation

Carrington, May 7, 2015 – Renae Johnson, Customer Service Agent at Insure Forward, Carrington, recently was awarded the designation of Certified Professional Insurance Agent (CPIA), a professional designation conferred by the American Insurance Marketing and Sales Society (the AIMS Society).



Bank Forward Employee News, April 2015

There's been a lot going on at Bank Forward! Read on for information on employee retirements, new hires, moves, and promotions!


Thank you, Terry Schock, for your years of service!

Bank Forward would like toannounce that we have accepted the resignation of Terry Schock, Payroll Clerk at our Jamestown Tax Forward office.


Top 10 Tips to Know if You Get a Letter from the IRS

The IRS mails millions of notices and letters to taxpayers each year. There are a variety of reasons why we might send you a notice. Here are the top 10 tips to know in case you get one.


Thank you, Julie Sedler for your 20+ years of service!

Bank Forward would like to announce that we have accepted the resignation of Julie Sedler, Loan Technician II at our Cooperstown office. Julie will be entering the wonderful world of retirement this month, with her last day of employment being Thursday, April 16th.


Insure Forward Named One of Western National’s Top 25 Central Region Agency Partners

(Minneapolis, Minn.) Western National Insurance Group today announced that Fargo-based Insure Forward has been named one of Western National’s Top 25 Central Region Agency Partners for 2015.


The Challenge of Buying Insurance on the Internet

Recently, I received a phone call:  “Hey Alicia, I just got a quote online and it is $50 less than what I am paying right now.  Why are you overcharging me?”


Jamestown and Fargo police warn of counterfeit bills

Jamestown and Fargo police have both reported counterfeit bills have recently been circulated in their city. Denominations found to have been faked include $100, $50 and $5 bills.


ICBA and Bank Forward Kick Off Community Banking Month

Community banks build better communities


Bank Forward Employee News, March 2015

Welcome and Congratulations!


American Red Cross Dakotas Region

Tom Watson, Bank Forward President, Fargo, is pleased to announce that Bank Forward has been named a Partner in Recovery by American Red Cross Dakotas Region.


Are you prepared for the worst?

I was recently watching the 10 p.m. local news coverage of two fires that occurred in Grand Forks. Every time I hear about a fire on the news, I say a little prayer wishing the family luck and health on the journey of rebuilding from the damage.


Bill Markovich & Stephanie LeDuc Qualify for Investment Centers of America's National Conference

Bill Markovich and Stephanie LeDuc will join more than 200 of their fellow representatives at the Investment Centers of America, Inc. (ICA) national education conference in San Antonio, TX.  The annual event, scheduled for March 11-14 at the J W Marriott Hill Country Resort, will provide an opportunity for attendees to share strategies for developing effective solutions to assist clients with their financial goals.  Only the top ICA representatives receive an invitation to this conference.


Child Identity Theft

A child's Social Security number can be used by identity thieves to apply for government benefits, open bank and credit card accounts, apply for a loan or utility service, or rent a place to live. Check for a credit report to see if your child’s information is being misused. Take immediate action if it is.

Many school forms require personal and, sometimes, sensitive information. Find out how your child’s information is collected, used, stored, and thrown away. Your child’s personal information is protected by law. Asking schools and other organizations to safeguard your child’s information can help minimize your child’s risk of identity theft.


Laptop Security

Treat your laptop like cash.

If you had a wad of money sitting out in a public place, would you turn your back on it — even for just a minute? Would you put it in checked luggage? Leave it on the backseat of your car? Of course not. Keep the same watchful eye on your laptop as you would on your cash.


How NOT to use a gift card

Thinking about giving a fancy new gadget as a gift? Or maybe there’s something on your wish list? If so, you might be tempted by an ad for high-tech at a low price. But if a merchant other than asks you to pay using an Amazon gift card, it’s probably a scam. In fact, Amazon’s gift card terms don’t allow you to use Amazon gift cards to make payments anywhere besides and a few specific sites.


Data Privacy

There are practical things you can do to protect your personal information. Here are a few scenarios where people may share more information than they intend.


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