Surety bonds provide financial security and construction assurance on building and construction projects.

Surety bonds are third party agreements between a Principal (contractor), an Oblige (project owner) and a Surety (bonding company).

The agreement assures to the Oblige (owner) that project will get built per plans and specifications, that costs to perform will get paid, and that certain subcontractors and suppliers will be paid.

How to Obtain Surety Bonds

An Insure Forward professional surety agent will guide you through the bonding process.

The agent may need the following information from the contractor:

  • An organizational chart of key employees
  • Resumés of the contractor and key employees
  • Business plan of type of work, growth, territory, profits
  • List of largest completed jobs and gross profit earned
  • Subcontractor and supplier references
  • Bank letter indicating bank line of credit
  • Recommendation from owners, architects, and engineers

CPA-reviewed financial statements including job schedules are vital information to include.


Online Banking
For green, easy and secure banking wherever you are.


Apply for a Mortgage Online
Home loans made easy.


Mobile Banking
Banking for your active lifestyle


Move your business forward
Financial Solutions for your unique business needs


Farm Forward
With over 85 years of experience, we know ag.


Work Forward
Interested in joining our team?

Bill Baumgartner
How To Choose The Best Insurance Agency