Bank Forward Blog

Wednesday February 05 2020

Flooding: Are you Covered?

As winter settles in and the snow continues to fly, it’s inevitable to look forward to spring. We know each year’s spring thaw and precipitation increase the chances of area lakes and rivers swelling and overflowing their banks, but do you know if you are adequately protected if a flood does happen?

At Insure Forward we take great pride in providing you the insurance options to help you protect the things that are most important to you. Flood insurance is something everyone in our area should evaluate. Did you know:

  • By definition, according to the National Flood Insurance program, a flood is an excess of water on land that is normally dry, affecting two or more acres of land or two or more properties.
  • Flood damage is NOT covered in a standard home insurance policy.
  • Flood insurance does not cover damages caused by seepage.
  • Flood insurance has a standard waiting period from the date of purchase to when the contract becomes active. This waiting period can range from 15-30 days.

No, we can’t predict the weather or the certainty of flooding this spring, but we can make sure you are covered if it does happen! Contact one of our Insure Forward agents to review your insurance coverage or get a quote on flood insurance.

Products and services offered through Insure Forward are * NOT A DEPOSIT * NOT FDIC-INSURED * NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY * NOT GUARANTEED BY THE BANK * MAY GO DOWN IN VALUE.

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