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Your travel packing checklist probably looks something like this: toothbrush—check, deodorant—check, socks—check, swimsuit—check, underwear—check, you get the idea. But another travel checklist we don't often think about is our security checklist on the road.

Valley City, ND – Scott Johnson, Bank Forward Valley City, is pleased to announce a donation has been made to the family of Graysen Foell through Forward Foundation.

In May, Insure Forward’s Jon Erickson and Makell Sahlberg attended the Big “I” Legislative Conference in Washington, DC.

These scammers are sophisticated, using what matters most to get to you: your loved ones.

Forward Foundation donated $10,000 to the Eichberg family, of Laporte, MN, on March 17, 2017. Kaldyn Eichberg, son of Kristen and Ryan Eichberg, is 6 years old and undergoing treatment for a serious illness.

Flooding is a risk to any business, whether you are inland or near the coastline. In fact, in the past five years all 50 states have experienced floods, and at least one in four businesses that shuts down from a natural disaster never reopens. According to the U.S. government, the average commercial flood claim in the past five years has been around $89,000, and the average property damage due to flooding adds up to more than $3.5 billion annually.

Sitting at a computer for the majority of your workday can negatively affect your health if your workstation isn’t properly adjusted. Follow these suggestions to make your workstation work for you.

Fraudsters are using very clever tactics to get a hold of your personal information and submit false tax claims. To keep yourself safe, be suspicious of any communication from the IRS – through email, text or social media – that requests personal information. And keep a watchful eye out for missing W-2s and mail containing sensitive financial information.

According to the Federal Emergency Management Agency (FEMA), floods are one of the most common disasters in the United States. Even small streams, gullies, creeks, culverts, dry streambeds or low-lying ground that appear harmless in dry weather can flood. Plus, it only takes an inch or two of water to cause major damage to your home.

It's a brand new year! And while many of us are focusing on ways to improve our lives, others are coming up with new ways to steal our money. But as long as you stay vigilant, falling victim to fraud doesn't have to be in the cards for you.