Move Forward

Moving forward is as easy as 1-2-3

Whether you are looking to purchase or build a new home, refinance your existing home, make improvements to your home, or tap into your home’s equity, Bank Forward has the expertise, flexibility, and mortgage loan programs to help you move forward!

Bank Forward offers home loans with:

  • Fixed rate terms
  • Options for local underwriting, approvals, and servicing as well as broker mortgage options
  • FHA, VA, USDA, Home Ready, and ND Housing mortgage loans available

We’re happy to walk through it all with you and help make your dream home a reality!

1. Get the application.

The application asks questions about your home and your finances. As soon as you’ve finished the application, we’ll review your request.

After your application is completed, our mortgage loan officer will answer any questions you may have. Your loan officer is a licensed mortgage expert and will provide help and guidance along the way.

2. We’ll prepare your disclosure package and prepare your loan for approval.

Depending on the type of mortgage loan you are applying for, we will send additional disclosures and notices. The disclosure package will contain both informational material and documents requiring your signature.

Here is the checklist of additional documentation needed to get your home loan through the approval process.

We will also collect information from third parties such as appraisals and verifications needed for loan approval.

3. We’ll contact you to coordinate your closing date.

A few days before closing, your mortgage loan officer will contact you to walk through the final information.

That’s all there is to it!

We have access to a variety of mortgage loan programs to secure the best financing for your needs. Contact a mortgage loan officer today.

For qualifying applicants. Bank Forward NMLS ID# 446402

Online Mortgage Application

Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. Simply log in to complete an application you previously started.

Mortgage Loan Programs

Bank Forward works with a variety of mortgage loan programs to secure the best financing for your needs.

Conventional Loans

Conventional loans are traditional loans that provide predictable payments and rates.

Construction Loans

A construction loan is a short-term loan, (usually 12 months or less). Construction loans typically require interest-only payments during construction and become due upon completion.

FHA Loans

An FHA Loan is a mortgage that is insured by the Federal Housing Administration. They allow borrowers to finance homes with down payments as low as 3.5% and are especially popular with first-time homebuyers.

VA Loans

A VA Loan is a mortgage that is guaranteed by the Department of Veterans Affairs (VA) for active-duty military and veterans. There are three different options to help make home ownership a reality for our military.

USDA Loans

A USDA Loan is a mortgage loan offered to rural property owners backed by the United States Department of Agriculture. There are several types including low and no down payment loan options.

ND Housing

ND Housing is a state agency dedicated to making housing affordable to low and moderate income borrowers. ND Housing offers affordable home financing, down payment and closing cost assistance, and supports homebuyer education.

Home Equity Loans

A home equity loan is a type of loan in which the borrower uses the equity of their home as collateral. This is a one-time lump sum loan and is often used to finance major expenses such as home improvements, medical bills, or education.

Home Equity Lines of Credit

A home equity line of credit is a reusable source of cash that allows you to advance to the approved credit limit over the term of your loan without having to reapply for a new loan. These loans are often used for a series of home improvement projects or as a rainy-day source of funds. What you should know about home equity lines of credit. This disclosure contains important information about our Fixed and Variable Rate Home Equity Lines of Credit for North Dakota and Minnesota. You should read it carefully and keep a copy for your records. Let us help you determine which equity-based loan is best for you.

Home Ready

A Home Ready Mortgage is a conventional loan available for purchases and refinances for low and moderate income borrowers. Down payments and mortgage insurance requirements may also be reduced.

Security Safeguards

Security Safeguards

About Us

The mortgage services website is powered by Ellie Mae, Inc., a provider of software and services for the residential mortgage industry since 1997. Visit us at

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When you visit this site, we may collect certain types of information from you, such as information you voluntarily provide via forms, applications, etc. We may also collect information about you from your online browsing and transactions, including your preferences, pages visited, technical information regarding your computer and operating systems, such as your Internet Protocol (IP) address, domain name and system configuration and settings.

Individualized Password

When you sign up for online access to loan related information, you are asked to create your own username and password to access information related to your loan file. This information is encrypted during transmission. We allow you to select your own personal username (email address) to sign on. We strongly recommend that you use your own email address and not a shared email address that may be accessed by multiple parties.

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Your originator may ask you to set up four security questions and answers, as well as a phrase and site image that will be associated with your account. If we ever need to confirm your identity, your correct answers to the security questions in conjunction with the phrase and site image will help us verify your identity.


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During any exchange of sensitive loan information or documents, our 128-bit encryption turns your information into a coded sequence with billions of possible variations, making it nearly impossible for unwanted intruders to decipher. Ellie Mae servers possess the formulas required ‘to turn this code back into meaningful information for processing.

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