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Tips for Self-Employed Taxpayers

If you are an independent contractor or run your own business, there are a few basic things to know when it comes to your federal tax return. Here are a few tips you should know about income from self-employment:

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Itemizing vs. Standard Deduction: Six Tips to Help You Choose

When you file your tax return, you usually have a choice whether to itemize deductions or take the standard deduction. Before you choose, it’s a good idea to figure your deductions using both methods. Then choose the one that allows you to pay the lower amount of tax. The one that results in the higher deduction amount often gives you the most benefit.

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Weekend Warrior: In like a Lion, Out on a Stretcher?

Ah, those first warm breezes of spring! Soon even the most devout winter couch potato’s dreams turn from football on television to those long-harbored visions of a major landscaping project or exterior home refresh. It’s not just baseball where spring hopes spring eternal!

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Ten Things to Know about the Taxpayer Advocate Service

Below are ten things you should know about the Taxpayer Advocate Service, an independent organization within the IRS, created to help taxpayers resolve problems with the IRS and recommend changes that will prevent the problems.

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Our Website is Getting a New Look!

On March 4th our website got a brand new look. Below are a few helpful tips for viewing the new site.

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America Saves Week, February 24—March 1, 2014

The Federal Deposit Insurance Corporation (FDIC) is encouraging consumers to use America Saves Week as a time to begin or continue saving towards financial goals they have set for themselves.

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Fraud Alert

Stay on the alert for fraudulent messages on your computer.

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“One-ring” cell phone scam can ding your wallet

Who’s calling now? That number doesn’t ring a bell. Hold the phone, says the Federal Trade Commission. You could be a potential victim of the growing "one-ring” cell phone scam.

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Could you spot a fake ATM?

Can we let you in on a little secret? Crooks are trying to get into your bank’s system and steal your money.

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IRS Warns of Tax-time Scams

It’s true: tax scams proliferate during the income tax filing season. The IRS provides the following scam warnings so you can protect yourself and avoid becoming a victim of these crimes:

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Driverless Cars: The Future of Automobiles?

According to Insurance Business America magazine, driverless cars using GPS programming are expected to be on the streets of America within the next seven years. 

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Scott Baird, Insure Forward Agent and Olympian, is Sochi-Bound!

Our own Insure Forward representative, Scott Baird, will soon be participating in the Olympic Games in Sochi, Russia!!

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January 2014 Promotions Announced

Bank Forward is pleased to announce the following promotions:

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Winter Tips for Saving Energy (And Money!)

We’re used to cold weather in North Dakota and Minnesota, but this winter even the heartiest among us are complaining about the subzero temps. Even our snowmen are asking for extra layers!

 

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What you need to know about the Target Breach

As you may have heard in the news, Target has had a huge breach of debit and credit card information. The breach started on Black Friday (Nov. 27) and ran through last Sunday (Dec. 15), exposing as many as 40 million debit and credit card accounts, making it one of the largest breaches ever at a U.S. retailer.

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Texting & Driving: How seconds can turn into years of regret… UNPLUG and RETHINK those buzzing cell phones

It is 7:30 a.m., and you are on your way out the door. You have started your car, packed lunch, grabbed the work folder, and said good bye to your spouse as you are rushing out the door. As you are pulling out of the garage you realize you forgot your other spouse that is with you all day every day, YOUR CELL PHONE!!!

 

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Tips to Avoid "Vishing" Scams

Lately, numerous individuals in our region have reported receiving telephone calls in which a recording, supposedly from an area bank, states that there was an issue with that person's debit card and instructs them to “Press 1 to continue.”

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Recent Bank Scams in the Minnesota News

During the past week, there were two stories regarding incidents related to banking scams in Minnesota in the evening news.

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30 years with Renee Christ

In recognition of her contribution and continued service, we are pleased to honor Renee Christ who, this past year, reached a significant milestone in her career: 30 years of service with Bank Forward!

 

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Employees awarded for length of service

Loyal and committed employees form the basis of every successful business and we feel we have the very best! In recognition of their contribution and continued service, we are pleased to honor the following employees who, this past year, reached a significant milestone in their years of service.

 

Please allow us to express our personal gratitude for the hard work and dedication these employees have given this organization. We congratulate them on this milestone!

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