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Small business basics: Start with a business plan

You have a great idea for a business. You’ve also heard common statistics such as those from the Small Business Administration that say only 56% of all small businesses are still around at their five-year mark.  

 

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Top 10 Facts every consumer needs to know about the National Flood Insurance Program (NFIP)

"Everyone lives in a flood zone" and 9 other helpful tips, courtesy FEMA, on flood insurance. Still have questions after reading? Contact an agent today! 

 

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Invest Forward Donates Signed Parise Jersey to UMC

The University of Minnesota Crookston will auction off a framed autographed Zach Parise Minnesota Wild jersey in a timed raffle during their annual UMC Teambacker “Fun Nite” held Friday, April 26 at the Crookston Eagles.

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Spring Clean Your Financial Records: What to Toss & When

Adapted from the article originally published by the FDIC, available at http://1.usa.gov/Zno8L3

 

Tax season is wrapping up. Now, you’re left with a refund (if you’re lucky) and piles of documents you’re unsure what to do with.

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Convenience of Mobile Banking

Technological devices such as tablets and cell phones have made it easy to stay connected every minute of every day. Bank customers benefit because they can use mobile devices to view accounts whenever they want by mobile banking. 

 

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2013 Bank Forward Employee Dependent Scholarship Winner, Casey Murphy

Bank Forward believes in their community’s future leaders and wants to help them attain their goals by rewarding them for their accomplishments in academics, activities, as well as their community involvement.

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Many Happy Returns – an Employee Survey

Are you getting a big fat refund this year, or writing a check to the IRS for taxes owed? We asked Bank and Insure Forward employees in Fargo, Grand Forks and New Rockford what they are doing with their tax refund. 

 

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Finance 101: Tips for Kids

The school year is wrapping up but learning is something that never ends. We asked Cooperstown and Wimbledon employees, "What financial life lessons did you (will you) give your own kids?" Here’s food for thought from the Bank Forward pros.

 

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Hiring Subcontractors

What you are required to do when you hire a subcontractor 

 

Reprinted by permission of SFM 

 

Hiring an uninsured subcontractor poses a significant liability to your organization. This liability can affect your workers compensation premium substantially. This notice explains what you must do to avoid unexpected additions to your premium.

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Refund Anticipation Checks (RACs)

If you’re considering a national tax preparer that promises faster refunds by offering Refund Anticipation checks (RACs), get the full story.

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“Free” Tax Prep?

You have likely seen or heard advertisements on billboard, TV or radio for “free tax filing” of 1040EZ returns this season from certain tax preparation companies. 

 

Beware! We think it's important to know exactly what this means to avoid unanticipated tax preparation costs and fees associated with financial products that promise fast refunds, such as Refund Anticipation Checks.

 

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Alicia Driscoll Promoted to Personal Lines Sales Agent

Insure Forward, Grand Forks, announces that Alicia Driscoll has been promoted to Personal Lines Sales Agent.

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Do your employees drive their own vehicles for work purposes?

If your employee uses his or her own personal vehicle for work-related duties, what happens if he or she has an accident? Generally, your employee’s auto insurance company would pay for any damage, but if their coverage is insufficient, who pays? 

 

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Trenbeath Named Grand Forks Market President

 

Bank Forward, Grand Forks, announces that Brady Trenbeath has been promoted to Market President for the Grand Forks Bank Forward locations.

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Snowmobile Safety Tips

Happy International Snowmobile Safety Week! Here are a few tips on how to stay safe during your snow-filled adventures this winter. 

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Preventing Wintertime Slips and Falls

For tips on how to prevent injurys at work in the icy weather check out the article below, courtesy of the Society for Human Resource Management. Stay safe!

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Jamie Moch, Dana Wolff named 2012 Bill Brown annual award winners

Bank Forward is pleased to announce that Jamie Moch and Dana Wolff are recipients of the 2012 Bill Brown award, the highest award given to employees by Bank Forward for service and teamwork.

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FDIC Tips for Young Adults

The FDIC published a collection of simple tips for young adults and teens on saving and managing money and avoiding financial scams. The fall 2012 edition of FDIC Consumer News also includes suggestions for parents and caregivers on saving for a child's future and teaching youngsters about money. 

 

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Gary Goplen Named to Board of Directors for ND Development Fund

Gary Goplen, senior vice president at Bank Forward, has been named to the board of directors for North Dakota Development Fund.

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Dana Parkhouse, Jessica Haugen Earn AAP Designations

Dana Parkhouse and Jessica Haugen successfully passed their AAP Certification Exam recently.

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