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Business Checking

Our checking accounts make cash management affordable for all types and sizes of businesses.

Every Bank Forward business checking account comes with:
Free check images
Free basic online banking
Free telephone banking
Business 200 Checking
For businesses, community organizations and clubs with a low transaction volume.

No minimum balance requirement.
FREE for 200 or fewer items per month, which includes checks, electronic items or deposited items.
20¢ for each additional check, electronic item or deposited item.
Business 500 Checking
For businesses or organizations with a medium volume of transactions.

FREE with $1000 minimum daily balance for 500 or fewer items per month, which includes checks, electronic items or deposited items.
$10 maintenance fee per month for lower balance.
20¢ for each additional check, electronic item or deposited item.
Forward Business Checking
Designed for businesses and organizations that utilize specialized services and have high transaction volume.

Unlimited monthly activity.
Analysis charges: $10 monthly maintenance fee, 10¢ per debit item drawn on account, 7¢ per item deposited. After calculating a 10% reserve balance requirement, credit back is calculated using the account's available balance. All charges are subtracted from the amount of credit back to determine the monthly analysis charge.
The account is analyzed monthly, but charged only quarterly if there is a deficit for the 3 month period.

Ask how your employees may qualify for a Connection Package for their own use.
Forward Business Checking with Merchant Capture
With Merchant Capture, you scan checks received from your customers and issue deposits electronically to the bank, anytime day or night.

Try Merchant Capture free for 90 days! We’ll waive the monthly merchant capture fee and scanner lease fees for 90 days.

Unlimited monthly activity.
Analysis Charges: $50.00 per month for merchant capture fee, $10.00 per month for service fee, 10¢ per debit item, 7¢ per item deposited. Scanner lease $30 per month for single check scanner OR $50 per month for hopper scanner.

After calculating a 10% reserve balance requirement, credit back is calculated using the account's available balance. All charges are subtracted from the amount of credit back to determine the monthly analysis charge.
The account is analyzed monthly, but charged only quarterly if there is a deficit for the 3 month period.
Certain account holders may qualify for interest bearing checking accounts.
Please contact a business banker to see if these accounts are an option for you.

Interest Checking for qualifying account holders.
Free wallet or duplicate check blanks in our exclusive design.*
First full year free rental of safe deposit box.
Free issuance of cashier's checks.
$10 per month service charge waived with minimum daily balance requirements of
$1000.00 checking, or $5000.00 total daily combined deposits.

Forward Interest Checking for qualifying account holders.
Free wallet or duplicate check blanks in our exclusive design.*
First full year free rental of safe deposit box.
$25 per month service fee waived with minimum daily balance of $5000.00 in checking or $50,000.00 in total combined deposits.

*Interest Checking or Forward Interest Checking customers with free check benefits are entitled to up to two boxes of their choice of wallet or duplicate checks in our exclusive designs per order. If you prefer another style or design, you’ll receive a $5.00 discount per box.
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